Ignite Progress. Unlock Innovation.
KUBRA HQ is our boldest innovation yet. This AI-powered, cloud-native platform unites billing, payments, and communications into one future-ready foundation built for speed, security, and growth.
Born in the cloud, built with microservices, and powered by AI-driven intelligence, KUBRA HQ gives you speed and scalability no other system can match. Deploy new channels overnight. Roll out features with zero downtime. Scale without compromise.
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KUBRA HQ is the foundation where all KUBRA products connect seamlessly. With KUBRA HQ, you can configure how you bill, alert, and collect across every channel and payment type — faster, smarter, and without compromise. The result is a dependable, frictionless experience for every customer.
Why KUBRA HQ Stands Apart
- Speed to Market - Accelerates innovation with lightning-fast feature deployment and scalable performance.
- Scalable for Growth - modular design delivers agility, reliability, and high uptime to support evolving customer needs.
- Secure and Compliant - PCI 4.0 compliance, real-time analytics, and AI-powered threat detection safeguard every transaction.
- Reliable and Resilient - Powered by AWS hosting and disaster recovery to ensure reliable performance during peak demand and unexpected disruptions.
- Flexible and Faster Integration - Deploy fully hosted, API-driven, or hybrid solutions with an SDK built for developer teams.
KUBRA HQ is designed to elevate every interaction, enhancing both the enrolled and non-enrolled customer experience with KUBRA MyHQ+™ and KUBRA EZ-PAY+™, while empowering billers with real-time visibility, control, and insights through KUBRA BizHQ+™.

What MyHQ+ Delivers
- Complete Billing & Payment Portal – Enrolled customers can view document and payment history, manage wallets, set up AutoPay, update communication preferences, and much more.
- Flexible, Secure Payments – One stored wallet works everywhere, across digital, voice, and in-person channels.
- Dynamic Document Presentment – Bills and statements are stored and delivered in clear, mobile-friendly summaries, with secure, anytime access.
- Smart Notifications – Proactive, configurable alerts keep customers informed at every step, from payment reminders to confirmation receipts.
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What EZ-PAY+ Delivers
- Fast, Frictionless Payments – One-time, secure payments without the need to log in or create an account.
- Maximum Customer Convenience – Available across digital, voice, and in-person channels, including web, text, IVR, call center, and retail.
- Consistent Experience – A seamless payment flow backed by PCI 4.0 compliance and AI-powered fraud detection.
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What BizHQ+ Delivers
- Unified Dashboard – One view for servicing customers, managing financial transactions, and tracking performance.
- Operational Efficiency – Tools for administration, CSR access controls, and customer service enablement.
- Actionable Insights – Advanced reporting and analytics to optimize every stage of the customer journey.
KUBRA HQ redefines what’s possible in billing, payments, and communications. With speed, reliability, and continuous innovation at its core, you’ll always be one step ahead.