The Current State of Credit Card Use for Bill Payments

May 1, 2025

Credit cards aren’t just for shopping anymore. They play a key role in how many people manage their bills. From rewards to reliability, consumers are increasingly turning to credit cards for a variety of reasons; however, they aren’t using them universally for every bill payment. Understanding these habits offers insight into shifting preferences and behaviors in the bill payment space. This infographic, based on the KUBRA 2025 Credit Card Usage for Bill Payments Research sponsored by American Express, breaks it all down. 

You can view the infographic here or by clicking the image below.